Vince Cardullo, CFP® is the owner of North East Financial Center. He has earned the designation of CERTIFIED FINANCIAL PLANNERTM , PROFESSIONAL PLAN CONSULTANTTM, and Enrolled Agent.
The designation of CERTIFIED FINANCIAL PLANNERTM is given to individuals who have completed a series of five financial planning courses in addition to having successfully completed a cumulative 2 day exam. The exam tests individuals on investment analysis, insurance, estate planning, tax related issues and the financial planning process. Individuals must also agree to abide by the CERTIFIED FINANCIAL PLANNERTM code of ethics and must have a minimum of two years of experience in the financial planning industry. There are currently 50,000 CERTIFIED FINANCIAL PLANNERSTM nationwide.
The designation of Professional Plan Consultant TM signifies specialized training on retirement plan management and administration and ERISA compliance. The designation is the culmination of a rigorous training program, including a comprehensive, closed-book final examination under the supervision of a proctor, and agreement to abide by the Code of Ethics and Conduct Standards. On an ongoing basis, completion of continuing education and adherence to the Code of Ethics and Conduct Standards are required to maintain the PPC™, designation.
Being an Enrolled Agent qualifies Vince to represent you, the taxpayer, in front of the IRS for audits, collections and appeals. To become an Enrolled Agent, Vince had to pass a comprehensive exam that dealt with every aspect of the tax code. Not only do Enrolled Agents need to pass this exam, but every three years they need to complete 72 hours of continuing professional education. Unlike CPAs and attorneys, Enrolled Agents receive their right to represent taxpayers from the U.S. government. There are currently about 46,000 practicing Enrolled Agents in the country.
Vince received his BBA from Penn State University in 1982 with a major emphasis in accounting. He has owned and operated an accounting and tax preparation firm since 1985.
He holds the following FINRA registrations: series 7, 63 and 24. The series 7 and 63 held through LPL Financial and are necessary to buy or sell individual stocks, options, ETFs and mutual funds. The series 24 designates Vince Cardullo as a registered principal with LPL Financial, allowing him to supervise other registered representatives.